Personal Credit Card

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It's the only card you need for everything you need to do.

Low Rate

Features

• No annual fee.
• Low introductory rate for the first six months.¹
• Competitive ongoing APR.¹
• 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
• Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

• Other fees may be charged, these fees are listed on the online application https://www.cardaccount.net/application/95f2482e32/consumer/new#

World / Preferred Points Rewards

Features

• Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
• Low introductory rate for first six months.¹
• Competitive ongoing APR.¹
• No annual fee.
• 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
• Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

• Other fees may be charged, these fees are listed on the online application https://www.cardaccount.net/application/95f2482e32/consumer/new#

To Apply Now

• Click the following link https://www.cardaccount.net/application/95f2482e32/consumer/new#
• Fill out your information and click submit.
• If you don't want to apply online, please stop by Bank of Dawson and ask for a paper application. You can then fill it out and mail it to the address listed below:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

¹ Please see application for information about current APRs and fees.