Savings and Investments


  • $100.00 to open
  • 3 withdrawals allowed each quarter without a service charge
  • A service charge of $1.00 will be charged for each withdrawal in excess of 3 during a quarter
  • A maintenance fee of $5.00 will be imposed every quarter if the balance in the account drops below $100.00 any day of the quarter. Account owners under age 25 are exempt from the maintenance fee.
  • Contact bank for interest rates

Christmas Club

  • You must deposit $1.00 to open
  • No monthly maintenance fee
  • You may make an unlimited number and/or amount of deposits. However, you cannot exceed a balance of $5,000.00 in the account any day
  • Interest will be credited annually, on the first business day of November
  • Once interest has been credited, the account balance will be mailed by check to the primary account holder or direct deposited into another Bank of Dawson checking or savings account no later than the next business day. Any other withdrawals from the account will be subject to a penalty of $20.00 or the balance in the account at the time of the withdrawal, whichever is greater, and the account will be closed
  • Contact bank for interest rate

Money Market Investment Account

  • Minimum deposit of $2500.00
  • Maintenance Fee of $5.00 plus .25 cents a chargeable debit fee if the balance drops below the minimum
  • Contact bank for interest rates